There are several steps to a loan application. They are all easy and quick but the school will not know if you have completed all the processes for all the loans you intend to borrow unless you tell us.
For more information, see: Direct US Loans
If you have taken out Federal student loans prior to coming to Durham, we will automatically update your enrolment details with the US Department of Education once you have joined us on a full-time or part-time programme of study to ensure that your repayments are deferred. We will submit in-school deferment through National Student Loan Data System (NSLDS) every 60 days. It is an automated process and there is no need to fill in the deferment forms.
Students attending Durham, not accessing US student loans, but who have borrowed within the loan programs during the earlier study may also defer their loans. In order to certify enrolment, such students need to forward paper deferment forms for private loans together with their US Social Security Number and their University Student identifier (Banner ID) to us.loans@durham.ac.uk.
You will arrange repayment directly through your loans servicer. You can check who your loan servicer is at the FSA website.
You can also make an early repayment directly to your loan servicer. If you make a repayment within 120 days of loan disbursement, then your lender will treat this as a partial or full cancellation, with the appropriate adjustment of the loan fee and interest.
Durham University participates in the VA Educational Benefits programme (GI BILL). Please find more information from our Veterans Benefits section.
Veterans Benefits
If you wish to withdraw from your programme, or if you drop below half-time enrolment status, you must inform us.loans@durham.ac.uk.
If you receive financial aid and then withdraw from your course or drop below the half-time enrolment requirements, we must first determine whether any of the money must be returned to the US Federal Aid Programme. Refund calculations applied pro-rata for any US student who is attending Durham University, and who withdraws before 60% of the loan disbursement period has been completed.
You may be required to pay back money to your loan provider from the Direct Loans you have received. It may also be possible that the University or your college will have to repay funds to the US Department of Education, and that you may be requested to make an additional payment to the school to replace any repaid funds. In addition to this, you may also be liable to repay any costs or fees incurred by the University or College when repaying funds.
We require a minimum of two weeks' notice prior to the next disbursement date in order to action a change to your loan with effect from that disbursement. Please email us.loans@durham.ac.uk for any change you wish to carry out.
You have an option to borrow private student loans while residing in the US but not the Federal Student Aid. Please find more information about the Private Loans from our Private US Loans section.
Federal Student Aid issued through a Foreign School is only permissible for study outside of the United States. You cannot receive the Federal Aid programme through Durham University, whilst residing and/or studying in the United States. This means that you must not be resident in the United States during the course of your studies (vacation visits "home" are of course permissible).
As a Title IV–eligible institution, Durham University is able to receive Education Awards from AmeriCorps. These awards may be applied toward the cost of study for eligible students who are:
Enrolled on a Bachelor’s degree, First Professional degree, Master’s degree, or Doctoral (PhD) programme.
Studying at Durham University in the United Kingdom.
Students can request the use of their AmeriCorps Education Award by submitting an online application through the AmeriCorps portal: https://americorps.gov/members-volunteers/segal-americorps-education-award
Once your request has been submitted, Durham University will be notified and will review the application through the institution section of the AmeriCorps system. When your request has been approved, we will contact you by email to confirm.
Award funds are paid directly to Durham University and are applied toward your tuition fees. Students do not receive any portion of the award directly.
Once complete, please email us to confirm: us.loans@durham.ac.uk
Disclaimer:
For the avoidance of doubt, Durham University cannot provide any financial advice or make any recommendation in relation to any of these loan providers. Durham University is not a party to any Agreement you may enter into with your chosen loan provider and as such you agree that Durham University will not be held liable for any issues that may arise out of that contractual relationship. We therefore strongly suggest you carefully read any terms and conditions including but not limited to any data protection provisions provided to you by your chosen loan provider before you sign.
However, please note that In order to put into effect any loan you receive from your loan provider, Durham University may have to enter into a data sharing Agreement with your chosen loan provider. This is in order for there to be the relevant exchange of personal data solely regarding the loans being processed and any other relevant information to be processed in accordance with the General Data Protection Regulation and the Data Protection Act 2018.
Please note that if you decide to use any service listed on this webpage your personal details will be held outside of the UK and EEA , in the U.S and may be passed to other third parties companies as required by the provider in order to deliver the service. We strongly suggest you read the lenders privacy policy and their terms and conditions before signing up to ensure that you are content to do so.
For the avoidance of doubt, Durham University accepts no responsibility or liability for any damage caused to you, your property (computer based or otherwise), software or data caused as a result of using this service. However, if at any point after signing up, you find any unwelcome or strange activity occurring in your email account, or notice any suspected unauthorised usage of your data that you have provided to [Name of Service], then please report this immediately to fraud.support@durham.ac.uk
Durham University is a degree-awarding institution, and it only awards degrees (undergraduate, postgraduate, including both Master's and Doctoral qualifications). Therefore, reporting requirements under Gainful Employment legislation are not required.
Durham University makes every effort to ensure that the information published on this page is accurate. However, the University cannot guarantee the information may not be altered owing to circumstances beyond the University's reasonable control. Such circumstances include (but are not limited to) change in Government policy, or change of law. Any changes will be incorporated into the University's website as early as possible. Any person wishing to obtain confirmation of any particular item should contact the University via us.loans@durham.ac.uk.
